Happy State Bank
Ravina Patel, MBA, currently serves as a Senior Credit Analyst at Happy State Bank since May 2021, where responsibilities include preparing detailed spreadsheets to assess Borrower’s debt service capabilities and developing narrative analyses to support lender recommendations. Prior experience includes a role as a Credit Analyst at Community Bank, where Ravina contributed to commercial credit offerings and loan quality control, and as a Senior Investment Specialist at JPMorgan Chase & Co., focusing on client transactions and compliance with firm policies. Ravina holds an MBA in Accounting and Finance from the Quinlan School of Business at Loyola University Chicago and a BA in Political Science and Government from the University of Mississippi.
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Happy State Bank
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Who we are and what we stand for. “Work hard, have fun, make money, while providing outstanding customer service and honoring the Golden Rule.” - Happy State Bank mission statement Happy State Bank began in 1908 in Happy, Texas. While we’ve grown in size, locations, and assets, we like to keep the feel of a small-town bank where everyone knows your name. Our core values are embedded in everything we do. You’ll notice these in our communications, in the way we serve our customers & communities, and in the attitudes of each of our employees. We have 20 core values that we live by and are proud of, and believe the Golden Rule is key. We have locations across the Texas Panhandle all the way to Dallas-Fort Worth, and the number is only growing. For a list of branches and bankers, please visit happybank.com/locations. Never disclose account or financial information on LinkedIn. Happy State Bank will never solicit confidential customer information through social media or in the form of a phone call, email or text message. Happy State Bank reserves the right to remove inappropriate and disrespectful comments from their page. Happy State Bank's Privacy Policy can be viewed here: https://www.happybank.com/About/Governance/Policies-and-Disclosures MEMBER FDIC and EQUAL HOUSING LENDER