Ravina Patel

Ravina Patel, MBA, currently serves as a Senior Credit Analyst at Happy State Bank since May 2021, where responsibilities include preparing detailed spreadsheets to assess Borrower’s debt service capabilities and developing narrative analyses to support lender recommendations. Prior experience includes a role as a Credit Analyst at Community Bank, where Ravina contributed to commercial credit offerings and loan quality control, and as a Senior Investment Specialist at JPMorgan Chase & Co., focusing on client transactions and compliance with firm policies. Ravina holds an MBA in Accounting and Finance from the Quinlan School of Business at Loyola University Chicago and a BA in Political Science and Government from the University of Mississippi.