Who we are and what we stand for.

“Work hard, have fun, make money, while providing outstanding customer service and honoring the Golden Rule.”  - Happy State Bank mission statement

Happy State Bank began in 1908 in Happy, Texas. While we’ve grown in size, locations, and assets, we like to keep the feel of a small-town bank where everyone knows your name.

Our core values are embedded in everything we do. You’ll notice these in our communications, in the way we serve our customers & communities, and in the attitudes of each of our employees. We have 20 core values that we live by and are proud of, and believe the Golden Rule is key.

We have locations across the Texas Panhandle all the way to Dallas-Fort Worth, and the number is only growing. For a list of branches and bankers, please visit happybank.com/locations. 

Never disclose account or financial information on LinkedIn. Happy State Bank will never solicit confidential customer information through social media or in the form of a phone call, email or text message.  Happy State Bank reserves the right to remove inappropriate and disrespectful comments from their page.  

Happy State Bank's Privacy Policy can be viewed here: https://www.happybank.com/About/Governance/Policies-and-Disclosures

MEMBER FDIC and EQUAL HOUSING LENDER

Banking

Happy State Bank

J. Pat Hickman

Mary Fuentes

Steve Lackey

Matt Baggs

Cindy Brown

William Bachino

Trevor Burwick

Steve Rodriguez

Daniel Herron

Chuck Senter

Chris Castle

Kim Mullane

Cari Roach

Travis Kennedy

Michael E. Koch

Gary Sefton

The Commercial Lending Team at Happy State Bank specializes in providing tailored loan solutions to businesses, helping them grow and achieve their financial goals. The team works closely with clients to understand their needs, offer expert advice, and ensure a smooth lending process while maintaining the bank's commitment to outstanding customer service and the Golden Rule.

Commercial Lending Team

Leadership Team

Credit and Portfolio Management

Commercial Lending Team

About

Team members

Other teams at Happy State Bank

Leadership Team

Credit and Portfolio Management