Todd Feager

Haven Home Equity is a nationwide mortgage company that helps homeowners unlock the power of their home equity through strategic cash-out refinances, home equity loans, and reverse mortgage solutions. Our expert team focuses on improving your monthly cash flow and long-term financial health through personalized, results-driven strategies. We’re known for our aggressive and flexible product lineup, which includes options for self-employed borrowers, alternative documentation loans, reverse mortgages, 100% VA cash-out, DSCR, commercial loans, and more. Our unique approach to loan structuring prioritizes smart use of equity over one-size-fits-all rate shopping. With an A+ BBB rating and 4.9-star reviews across Google and Facebook, we’ve earned a reputation for putting clients first. From fast pre-qualification to transparent loan guidance, we make it easy to “Turn your Equity into Opportunity.” **Haven Home Equity is the new name of the industry leading Team from Top Flite Financial. We rebranded in May of 2025**