HBL Microfinance Bank LTD
Kashif Zafar has extensive experience in the financial sector, currently serving at HBL Microfinance Bank LTD since November 2018 in various capacities including Secretary to the Board of Directors Financial Inclusion & Sustainability Committee, Head of Products & Research, and Chief Digital Financial Inclusion Officer in an interim capacity. Prior to this, Kashif held several positions at The First MicroFinanceBank Ltd Pakistan from November 2009 to February 2020, including Head of Corporate Communications and Head of DFI Strategy & Planning. Earlier career experiences include roles at SME Bank Pakistan from January 2002 to November 2009 and Small Business Finance Corporation from February 1993 to December 2001. Educational qualifications include an Associateship of IBP from the Institute of Bankers in Pakistan, an MBA in Finance from Allama Iqbal Open University, and a Master's degree in English Literature from The Islamia University of Bahawalpur.
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HBL Microfinance Bank LTD
The HBL Microfinance Bank Ltd (HBL MfB), was established in 2002 as a nationwide microfinance bank, licensed by the State Bank of Pakistan. HBL MfB was created through a structured transformation of the credit and savings section of the Aga Khan Rural Support Program (AKRSP), an integrated development program to pioneer the microfinance sector in the country since 1982 in Gilgit-Baltistan and Chitral. HBL MfB was established with the mission to respond to poverty and contribute to the social and economic well-being of society by providing opportunities to thousands of under-privileged households. Over the years, the Bank has evolved from pioneer to leader of microfinance in Pakistan, enabling its clients to strengthen their entrepreneurial base and build financial, physical and human capital to secure their future. #UmeedSayYaqeenTak