For over 90 years, our members have trusted us to protect their health and wellbeing, and in return we’ve provided quality cover and healthcare that’s right for them. 

Because as Australia’s largest not-for-profit health fund, we believe in delivering our members a level of care that’s uncommon. 

From humble beginnings in 1932, we’ve grown to become the nation’s largest not-for-profit health fund, helping to protect the health and wellbeing of over 1.8 million Australians with health, life, travel or pet insurance. And we remain constant to our not-for-profit charter, continuing to provide the highest standard of healthcare while returning more benefits to our members. 

We’re also proud of our many industry firsts. Over the years, we’ve been at the forefront of healthcare innovation, from introducing the first multicover plan to “cover the gap” in extras services, to opening one of the first health fund operated dental centre networks and launching Australia’s first on-demand injury cover*. 

Because we believe in making healthcare understandable, affordable and high quality for our members, they’re empowered to make informed decisions about their health.  

Through the HCF Catalyst program, we continue to invest in the future of Australia’s health by supporting small businesses with big ideas, and fund researchers working to improve health outcomes for all Aussies through the HCF Research Foundation.  

We’re also committed to investing in the health and wellbeing of our staff. At HCF, we value diversity, inclusion and equality in the workplace, and are dedicated to creating a working culture where staff can flourish. We believe that giving employees a safe, healthy and sustainable work environment is a priority.  


* Issued by HCF Life. Consider the PDS and TMD at getflip.com.au.  

Health Insurance

HCF Australia

HCF Australia's headquarters in Sydney, Australia

This department focuses on creating user-centered designs and improving the overall user experience across products and services.

Experience Design

This department focuses on analyzing business needs, managing product development, and ensuring effective project outcomes.

Business Analysis and Product Management

The Engineering and Technology Team at HCF Australia is responsible for designing, developing, and maintaining the technological infrastructure that supports the organization’s commitment to quality healthcare. This team focuses on enhancing network security, optimizing system performance, and delivering innovative software solutions that empower both members and staff. By leveraging cutting-edge technology and best practices, they ensure the seamless delivery of services and contribute to HCF's mission of making healthcare accessible and efficient for all Australians.

Engineering and Technology Team

The Data and Analytics Team at HCF Australia is responsible for harnessing data to drive insights and inform strategic decision-making across the organization. This team utilizes advanced analytics, data engineering, and technical expertise to enhance member experiences, optimize operational efficiency, and support innovative healthcare solutions. By leveraging data-driven insights, they contribute to HCF’s commitment to delivering high-quality, affordable healthcare to its members.

Data and Analytics Team

This department is responsible for overseeing the development, strategy, and marketing of products throughout their lifecycle.

Product Management

This department focuses on the creation, management, and design of digital products to enhance user experience and drive business objectives.

Digital Product Development

This department provides a range of dental care and treatment services to patients.

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Other teams

Business Analysis and Product Management

Engineering and Technology Team

Data and Analytics Team

Product Management

Digital Product Development

Dental Services