Abhinav Anand possesses over 15 years of diverse experience in the financial and insurance sectors, currently serving as Regional Head at HDFC Bank since January 2011, where responsibilities include business evaluation, demand assessment, credit assessment, and portfolio management for SME clients. Prior to this, Abhinav worked at Birla Sun Life Insurance Company Ltd. from October 2008 to January 2011 as RRM, focusing on potential assessment for micro insurance and managing partnerships with various financial institutions. Earlier experience includes a role as Programme Officer at Arvind Limited from June 2006 to September 2008, where project and programme management were key responsibilities. Educational qualifications include a PGDRD from Xavier Institute of Social Service and a degree in Accounting and Finance from Patna University.