HDFC Bank
Tirtha Changmai is a seasoned data science professional currently serving as a Senior Manager - Data Scientist at HDFC Bank since September 2025. Previously, Tirtha held the position of AI Scientist - II at Data Poem from October 2022 to August 2025, and worked as an MLDOPS Associate - II at Amazon from November 2017 to October 2022. Earlier experience includes a role as a Data Analyst at CES and a Technical Support Specialist at Sutherland. Tirtha holds a Postgraduate Degree in Data Science and Business Analytics from the Texas McCombs School of Business, as well as a Bachelor of Technology in Mechanical Engineering from Dr MGR Educational and Research Institute. Early education includes High School Diplomas in Science from NPS International School Guwahati Assam and Jawahar Navodaya Vidyalaya.
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HDFC Bank
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HDFC Bank Limited (the Bank) is a holding company. The Bank offers a range of banking services covering commercial and investment banking on the wholesale side and transactional/branch banking on the retail side. It also offers financial services. The Bank's segments include Treasury, Retail banking, Wholesale banking and Other banking business. The Treasury segment primarily consists of net interest earnings from the Bank's investment portfolio, money market borrowing and lending, gains or losses on investment operations and on account of trading in foreign exchange and derivative contracts. The Retail Banking segment serves retail customers through a branch network and other delivery channels, as well as through alternative delivery channels. The Bank provides its corporate and institutional clients a range of commercial and transactional banking products. The Other banking business segment includes income from para banking activities.