Manish Bikhchandani is an experienced financial professional with a strong background in credit management and collections, currently serving as the Assistant Vice President-Zonal Collections Manager for North and East at HDFC Credila Financial Services Limited since September 2024. Previously, Manish held the position of Head Product and Portfolio at Credenc and worked at Avanse Financial Services Ltd. as Assistant Vice President-Credit, managing regional portfolios for education loans across multiple locations. Manish's extensive experience also includes roles at Standard Chartered Bank as a Regional Credit Manager and at ICICI Bank and TATA Homefinance in various managerial positions. Manish holds a Bachelor of Science degree in Chemistry from Delhi University.