Mandy Kinsman

Mandy Kinsman has extensive experience in the banking and financial services sector, currently serving as the Card Services & Underwriting Manager at Heartland Bank and Trust Company since February 2013. In this role, responsibilities include managing debit and credit portfolios, handling losses and disputes, as well as training underwriters on guidelines and income review. Mandy's career progression includes notable positions such as Consumer Underwriting Manager, Credit Card Program Supervisor, Credit Card Program Lead, Consumer Lending Underwriter, Consumer Lending Processor, and Retail Banker. Prior to Heartland Bank, Mandy worked at First Advantage Bank where duties as Lead Teller encompassed monitoring branch productivity, training new employees, and managing teller operations. Education was completed at Princeton High School.