Hebrew Free Loan
Chris Karow is an accomplished financial services leader with extensive experience in risk management and advisory roles spanning over three decades. Currently, Chris serves as a Board Member and Chair of the Audit Committee at State Bank of India (California), as well as the Chief Executive Officer of Ontogenetics, driving innovation in the baby tech industry. Additional roles include advising multiple boards for companies focused on infant safety and compliance archiving. Previously, Chris held various leadership positions at EY, overseeing financial services risk management and consulting for major institutions globally. Chris holds dual Bachelor’s degrees in Business Economics and Sociology from UC Santa Barbara and completed an Executive Program at Northwestern University's Kellogg School of Management.
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Hebrew Free Loan
We’re a nonprofit that provides interest-free loans to help Jewish individuals in Northern California overcome financial challenges and pursue life dreams. In addition, we offer loans to non-Jewish residents in Northern California who meet one of the following criteria: • Student from a lower income home who is referred by a partner agency: hflasf.org/pollak • Employee of a Jewish organization • Business partner or immediate family member of a Jewish individual As loans are repaid, funds are recycled to make new loans. We’ve proven the success of this model with a repayment rate over 99%.