Andy Johnston

Andy Johnston is an accomplished finance professional with extensive experience in commercial lending and relationship management. As Vice President of Commercial Lending at Heritage Bank since February 2019, Andy partners with businesses in Greater Cincinnati, offering a variety of financial solutions, including lending, deposit, and cash management services. Prior to this role, Andy served as a Small Business Specialist at BB&T, where responsibilities included managing a loan portfolio, and as Branch Manager at The Bank of Kentucky, focusing on customer relationships. Andy also has experience as a Financial Center Manager at Fifth Third Bank, overseeing multiple locations and staff development. Educational credentials include an MBA and a BS in Business Management from Northern Kentucky University, along with completion of Leadership Northern Kentucky in 2023.