Bill Ludwick

Bill Ludwick is a seasoned finance professional with extensive experience in credit analysis and commercial lending. Currently serving as a Credit Analyst at Heritage Bank - Greater Cincinnati since January 2023, Bill has previously held positions such as Commercial Lender and Credit Analyst at Civista Bank from September 2018 to July 2022, and Commercial Credit Analyst at United Community Bank from July 2016 to September 2018. Earlier in their career, Bill worked as a Business Development Manager at MainSource Bank from October 2014 to June 2016. Bill holds a Master’s Degree from Wright State University, earned between 2007 and 2008.