Heritage Bank - Greater Cincinnati
Bill Ludwick is a seasoned finance professional with extensive experience in credit analysis and commercial lending. Currently serving as a Credit Analyst at Heritage Bank - Greater Cincinnati since January 2023, Bill has previously held positions such as Commercial Lender and Credit Analyst at Civista Bank from September 2018 to July 2022, and Commercial Credit Analyst at United Community Bank from July 2016 to September 2018. Earlier in their career, Bill worked as a Business Development Manager at MainSource Bank from October 2014 to June 2016. Bill holds a Master’s Degree from Wright State University, earned between 2007 and 2008.
Heritage Bank - Greater Cincinnati
In September 1990, Heritage Bank was chartered by a group of local businesspeople alarmed about the shrinking access to community banks able and eager to respond to regional consumer and business banking needs. Now serving Cincinnati and Northern Kentucky through 19 branches, the bank remains a family-owned institution, already grooming the third generation of leadership. In an age of ongoing consolidation, Heritage Bank is resolute about remaining an independent bank, rooted in the communities where we operate.