Pankaj Joshi

Pankaj Joshi is an experienced finance professional with a strong focus on credit management, currently serving as an Area Credit Manager at Hero FinCorp since January 2024, specializing in unsecured business loans and working capital loans. Prior to this role, Pankaj held positions as a Credit Manager at L&T Financial Services and Ashv Finance, where responsibilities included underwriting unsecured and business loans. Pankaj's career also encompasses significant roles at Manappuram Finance Limited and Indiabulls Group, dealing with institutional loans and MSME loans, respectively. Educational qualifications include a PGDM in Banking and Finance from SVKM's Narsee Monjee Institute of Management Studies, along with a CA intermediate from The Institute of Chartered Accountants of India, and a Master's and Bachelor's in Commerce from Kumaun University.