David Smith

David Smith is a seasoned mortgage professional with extensive experience at Home Trust Company since 2008, advancing through various roles including Senior Mortgage Underwriter and Residential Mortgage Underwriter since 2017. Prior experience includes positions as a Commercial Mortgage Originator, Officer, Analyst, and Residential Mortgage Officer, where responsibilities encompassed loan underwriting, documentation analysis, and negotiation with clients and brokers. Smith began a career as a Mortgage Renewal Specialist and Customer Care Specialist, addressing client inquiries and securing mortgage renewal terms. Smith holds an Honors degree in Biomedical/Medical Engineering from Laurentian University, obtained in 2008.