Zachary Lorence

Zachary Lorence is a highly experienced Senior Mortgage Underwriter with a diverse background in the mortgage industry, currently working at Neighborhood Loans since August 2023. With previous roles at Homesite Mortgage and Success Mortgage Partners, Zachary specializes in conventional, FHA (both Total and manual loans), manual jumbo non-conforming, and various down-payment assistance loans. Expertise includes detailed analysis of personal assets, income, title, credit, and related documents to ensure accurate loan processing. Prior to this, Zachary worked at United Shore as an FHA/Jumbo Mortgage Senior Underwriter and at Flagstar Bank as a Loss Mitigation Underwriter. Zachary began a career in finance as a Finance Specialist at Schneiderman. Educational qualifications include a Bachelor's degree in Business Administration, Finance from Walsh College and an Associate's degree from Macomb Community College.