Hortica® is a brand of the Sentry Insurance Group. Founded in 1887, we recently celebrated 135 years in business. Our agents are dedicated solely to supporting and protecting businesses within the horticultural and floral industries. Our goal is to guide and provide customizable insurance solutions for:
•	Garden centers
•	Greenhouse growers
•	Nurseries and sod farms
•	Retail, wholesale, and event florists
•	Landscape and lawn care professionals

We follow the highest standards of ethics, honesty, professionalism, and accountability to help deliver unparalleled service to our customers. 

We’re part of one of the most financially secure mutual insurance groups in the nation. Sentry carries an A+ (superior) rating from AM Best*.

As of December 2022, the total insured value of all property we help protect across the United States is $10.4 billion. We’re ready to help care for your unique business.

The content provided on this site is for information purposes only. See hortica.com/legal. 

Hortica® brand property and casualty coverages are underwritten, and loss control services are provided, by Florists’ Mutual Insurance Company, Florists’ Insurance Service, Inc., Edwardsville, IL, or affiliated members of the Sentry Insurance Group. For more information, visit hortica.com. Policies, coverages, benefits, and discounts are not available in all states. See policy for complete coverage details.

*Sentry has an AM Best Financial Strength Rating (FSR) of A+ (superior), current as of June 2022. For details about AM Best’s rating scale, see ambest.com/ratings/guide.pdf.

Agriculture & Farming

Employee Benefits

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Insurance

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Hortica

Mona Haberer

Tim Noble

The Underwriting Team at Hortica is responsible for evaluating and assessing the risk posed by potential clients within the horticultural and floral industries. This team’s key activities include analyzing client information, determining applicable insurance premiums, and ensuring that coverage meets the unique needs of businesses such as garden centers, nurseries, and landscape professionals. By adhering to the highest ethical and professional standards, the Underwriting Team helps Hortica provide customized insurance solutions that protect the diverse array of businesses they support.

Underwriting Team

Account Management Team

Administrative and Operations Team

Leadership Team

Underwriting Team

About

Team members

Other teams at Hortica

Account Management Team

Administrative and Operations Team

Leadership Team