Refat Naz Dhar is an experienced professional in brand experience and e-commerce, currently serving on the HUGO BOSS Foundation Advisory Panel and leading the Brand Experience Omnichannel team at HUGO BOSS since March 2021. Prior to this role, Refat held various positions at Rising Girl, including Vice Chair, and served as Consumer Affairs AVP at Barclays UK. Refat's extensive career also includes significant experience at Money Advice Trust in multiple management roles and a business planning position at Charles Schwab Europe. Refat holds a BSc in Psychology and Management, specializing in Industrial and Organizational Psychology from Aston University.