Rafael S.

Rafael S. is a seasoned professional in the field of risk analytics and credit analytics, currently serving as a Manager in Commercial Risk Analytics at Hyundai Capital America since June 2024. Prior to this role, Rafael held the position of AVP, Credit Analytics at Axos Bank from April 2023 to June 2024 and gained valuable experience as a Data Engineer Intern at Pacific Life in 2022. Rafael's career also includes significant tenure at Yamaha Motor Corporation, USA as a Risk Analyst II from November 2015 to September 2021, and earlier work as a Loan Assistant at Cathay Bank from May 2014 to June 2015. Educational qualifications include a Master of Science in Business Analytics from UCLA Anderson School of Management and a Bachelor of Arts in Applied Mathematics and Statistics from the University of California, Berkeley.