Jose S.

Jose S. is an experienced leader in collections and recovery operations, currently serving as the Head of Collections, Recovery & Insurance Operations at Hyundai Capital Canada since September 2019. Jose has a proven track record in managing delinquency strategies, optimizing asset recovery, and collaborating with risk management teams to enhance fraud mitigation efforts. Prior roles include Sr. Credit Strategist at Sevenfold Vertical Solutions and Sr. Manager of Credit Risk Policies & Oversight at Scotiabank, where Jose led initiatives to align global and local credit policies across multiple regions. With a strong educational background that includes an MBA and a postgraduate diploma in Corporate Finance, Jose has consistently demonstrated expertise in process improvement and compliance throughout a diverse career in financial services.