Smita Sabharwal

Smita Sabharwal is an experienced banking professional specializing in trade finance and operations, currently serving as the Service Head for the Trade SME segment at ICICI Bank since August 2018. Responsibilities include managing trade-related products and processes, enhancing service experiences for trade customers, and ensuring efficient transaction processing. Prior to this role, Smita held various positions at Axis Bank, Kotak Mahindra Bank, IndusInd Bank, ABN AMRO Bank, HDFC Bank, and Kotak Securities, where expertise ranged from corporate banking operations to retail banking services. Smita holds a PGDBM in Finance and Marketing from IMS, Ghaziabad, and a BCOM degree in Accounting and Finance from Gujarat University.