Vikas Mahajan is currently serving as Vice President National Lead - Credit Risk & Policy - Unsecured Lending at IIFL Finance since November 2023. Prior to this role, Vikas held multiple positions at Poonawalla Fincorp, including National Credit Manager from June 2021 to November 2023 and Zonal Head - Credit (Personal Loans) at Poonawalla Finance from October 2019 to June 2021. Vikas's career began at Bajaj Auto Finance as Junior Officer, followed by a role at Indiabulls Group as Branch Head Credit and later at HDFC Bank as Area/State Head Credit & Risk for over a decade. Vikas is academically grounded with education from Garware College of Commerce and N M V High School.