Valentina Franciscu

Valentina Franciscu is a seasoned commercial credit analyst at Indiana Members Credit Union since March 2021, tasked with credit analysis for loan transactions and underwriting loan requests for business and commercial real estate. Prior experience includes roles as a collateral analyst at Alter Domus and PNC Business Banking, focusing on transaction reconciliation and addressing borrowing base discrepancies. Valentina also served as a student loan consultant and documentation analyst at Chase, performing complex research and monitoring loan documentation. Before that, Valentina accumulated substantial underwriting experience at BCR, where risk analysis for projects was a key responsibility, and at UniCredit Bank Romania, where contributions to credit card business development were notable. Valentina holds a bachelor's degree in economics from the Academy of Economics Study in Bucharest, Romania.