Károly Krokovay

Informula is the market-leading provider of real-time data streaming solutions for the Hungarian financial sector. The data streaming platform introduced by Informula delivers a unified, real-time, and business-complete view of both institutional operations and customer activity. Data flows instantly between the IT systems of different business units, and each system collaborates across the organization based on consistent, high-quality, and context-rich data tailored to its needs. Any business event occurring in a connected IT system - treated as part of the platform’s “central nervous system” - can be used to generate real-time reports, enabling faster, data-driven decision-making throughout the organization. Data units generated within individual business domains are organized into so-called Data Products, which are reusable and composable. Built on this platform, personalized digital products can be developed flexibly across all sales channels, often in parallel by agile teams and brought to market at speed. Constantly updating data also enables the deployment of technologies such as fraud prevention systems, taking customer experience into a completely new dimension. Stable and reliable legacy systems or traditional batch-based solutions can be fully integrated into the streaming platform, enabling financial institutions to adopt cutting-edge technologies (e.g., Agentic AI) and deliver real-time customer experiences without needing to replace existing infrastructure. All this is delivered as a robust, scalable, and secure solution, deployable either on-premises or in the cloud, tailored to meet the unique needs of each financial institution. Our approach is built on long-term, close collaboration and client-centric delivery, ensuring every implementation is aligned with the specific challenges of financial services.