Gerard Konstapel has extensive experience in finance and management, currently serving as Finance COO Management Reporting Services at ING since January 2001, where responsibilities include coordinating the monthly, quarterly, and yearly forecasting processes and reporting on the liquidity positions and performance of Bank Treasury and Financial Markets. Previous roles at ING include Cost Control for Wholesale Banking Transaction Services and Global Business Line Controller for Wholesale Banking Transaction Services, focusing on cost tracking, budgeting, forecasting, and management analysis. Prior to ING, experience was gained at WestlandUtrecht Bank in various roles, including Risk Management Research and Client Advisor for Mortgages. Gerard holds a Doctorandus degree in Bedrijfskunde from the University of Groningen and a Gymnasium B degree from R.S.G. Drachtster Lyceum.