Stephan Heinz

Stephan Heinz is an expert in IRB models with extensive experience in financial risk and banking regulation. From 2019 to 2022, they served as a Supervisor at De Nederlandsche Bank and previously worked as a Supervision Analyst at the European Central Bank. They began their career at Kreissparkasse Mayen, where they completed a vocational training as a Bankmanagement Assistant and progressed to roles such as Credit Analyst and Qualified Specialist in Accountancy. Currently, Stephan is a Financial Risk Officer at ING, contributing to the Integrated Risk department while having earned multiple degrees in finance from reputable institutions.