Iute Group
Ardi Kristovald is currently serving as the Group CEO at Super Mart LLC and as the Group Head of E-commerce at IuteCredit Europe AS. With a strong background in online marketing and e-commerce development, Ardi has held various significant roles such as Growth Lead at Yaga marketplace, Head of Ecommerce at Hobby Hall Group OÜ, Regional Marketing Manager at Admiral Markets Group, Marketing Manager at Kaup24.ee, and Customer Insights and Retention Manager at MYJAR. Ardi's experience also includes positions such as Internet Marketing Manager at Studio Moderna and Founder at GlobeMarket LLC. With a Bachelor's degree in Marketing, Ardi has a solid educational background from Tallinn University, Tartu KHK, and Hugo Treffner Gymnasium.
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Iute Group
Iute Group – established in 2008 – is a leading European fintech company. The Group is specialized in consumer finance and payment services via its 100% subsidiaries. Iute serves customers currently in Moldova, Albania, North Macedonia, Bulgaria as well as Bosnia and Herzegovina under the MyIute and IuteCredit brands, while it is expanding its services, geographies, and brands ecosystem. Group’s core loan products are unsecured installment loans and buy-now-pay-later loans with maturities between 1 month and 48 months and collateralized loans with maturities up to 72 months. Loans are provided over the webshops, Iute’s website, MyIute app, network of branches, merchants, and partners. Iute’s payment services vary from country to country between full-range solutions provided as a bank, and partial solutions subject to the license issued in any given country. Group operates its own ATM network that is accessible with the MyIute app. Group finances its loan portfolios with equity, with secured bonds that are on the main list of Frankfurt Stock Exchange and Nasdaq Baltic, and with deposits (as a bank inside a given country). The mission of IuteCredit is to create the extraordinary experience in personal finance by exceeding customers' expectations. See more: www.iutecredit.com