James River Insurance Company
Luke Howard possesses extensive experience in the insurance industry, currently serving as Senior Vice President at James River Insurance Company since April 2015, with previous roles including Vice President, Division Management General Casualty, and Sr. Underwriter for General Casualty and Sports and Entertainment Division. Prior to this, Luke worked at Utica National Insurance Group as a Commercial Lines Field Underwriter for a brief period in late 2014. Luke's career at Nationwide Insurance spanned from January 2007 to November 2014, where various positions included Commercial Lines Middle Market Specialist and Sr. Large Account Underwriter. Earlier in their career, Luke served as a Personal Lines Underwriter at Allstate from July 2005 to January 2007. Luke holds a Bachelor's degree from The University of Akron, earned between 2000 and 2004.
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James River Insurance Company
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James River® is a specialty insurer operating on an Excess & Surplus Lines basis in all fifty states and D.C. Since 2003, James River has provided thousands of commercial customers with creative solutions for their business insurance needs. No two businesses are the same. At James River each submission is reviewed individually. The company operates primarily in a brokerage model working only with specifically authorized surplus lines brokers. James River's underwriting approach is characterized by a wide risk appetite and our ability to create insurance solutions for both low and higher hazard businesses, many that other underwriters simply decline. We are true E&S underwriters. We strive to provide excellent service and to treat our clients as we would like to be treated.