Melissa Ramdass-Shah

The JMMB Group is one of region’s most dynamic and successful financial institutions with an expanding footprint in Trinidad and Tobago. The Group, growing towards a fully-integrated regional Financial Services Company holds a 100% ownership of the Trinidad-based Intercommercial Bank Ltd. now re-branded to JMMB Bank (T&T) Limited and Intercommercial Trust & Merchant Bank Ltd. The Group’s other local subsidiary JMMB Investments (Trinidad & Tobago) Limited – JMMBITT, incorporated in October 2011– began offering a range of Repurchase Agreements and Fixed Income investments in January 2014. Having acquired AIC Securities, currently known as JMMB Securities in April 30th 2014, JMMBITT has become a full-fledged Broker-Dealer offering equities, portfolio management and investment advisory services. The JMMB Group has developed, sells and administers a wide spectrum of investment type products and services in Jamaica and in the Dominican Republic. Known for its pioneering spirit, the Group has consistently introduced new products and services to its diverse client base of over 220,000 individual, corporate and institutional clients. Together the JMMB Group- Trinidad and Tobago companies deepen the JMMB Group’s presence in the country, providing an even more diversified bundle of financial solutions to its clients across business lines locally. Headquartered in Kingston, Jamaica, JMMB is a unique financial services Group that is founded on the principles of love and having the best interest of all at heart. JMMB has operations in Jamaica, the Dominican Republic and Trinidad and Tobago. The Group’s lines of business span securities dealing, stock brokering, foreign exchange trading, insurance brokering, banking and remittances. JMMB is listed on the Trinidad and Tobago, Barbados and Jamaica Stock Exchanges. The brainchild of the late Joan Duncan, JMMB opened for business in November 1992 as the first Money Market Broker in Jamaica. As a possibility thinker, Joan Duncan created a company based on love that provided great investment opportunities to all Jamaicans and was committed to serving its clients, team members and shareholders. That central ethos is very much alive throughout the Group today. JMMB, including its subsidiaries in Trinidad and Tobago, continues to be focused on sustained profitable growth, broader financial service offerings and providing exceptional care to its clients served across the region. Its achievements have been the direct result of the hard-working team’s commitment to the core philosophy of love, and a strategy hinged on comprehensive financial solutions that meet the needs of its client base, its regional diversity and its continued financial growth. - Mission, Terms & Conditions To maximize client satisfaction through exceptional client care and world class financial advice and expertise. Solidity, ethics, credibility and openness are hallmarks of JMMB as experts in all aspects of our operations. To be a dynamic, international, multifaceted financial group that has a caring, loving and fun environment where team members are productive, creative, happy and fulfilled. - Short Description We are part of a strong Caribbean Integrated Financial Services Group with footprint in:- * Jamaica – Investments, Merchant Banking, Insurance, Remittances * DR – Investments and banking to come Our business is centred on being your financial partner with your best interest at heart by providing simple, transparent solutions oriented around life goal(s) – "Your Financial Life Goals Centre” - Products Banking Services * Everyday Banking * Personal Lending * Savings & Chequing Facilities * Residential & Commercial Mortgage * Electronic Banking * Business Banking Investment & Securities Services