Ashfaq Kamal has extensive experience in the financial technology sector, currently serving in Digital Banking API Products at JPMorgan Chase & Co. since April 2024, focusing on Open Banking Services, consent, tokenization, and data export API management. Prior to this, Ashfaq was Vice President of B2B Payments Product at Mastercard from April 2022 to April 2024, overseeing trade finance, business payments, and cross-border payment solutions. Ashfaq's long tenure at Mastercard from December 2012 to April 2021 included roles as Vice President in Cyber Security and Director of Product in Authentication and Security Technologies, emphasizing cybersecurity products and emerging authentication development. Earlier career experience at Verizon Wireless involved product development for mobile wallets and device security, and at Gemalto, responsibilities included smart card application design and field marketing.