Charmaine Joy Laurenciano possesses extensive experience in the financial sector, currently serving as a Client Service Specialist at JPMorgan Chase & Co. since November 2021. Previously, Charmaine held the position of Treasury Operations Supervisor at Robinsons Bank Corporation from April 2014, where responsibilities included processing outward PDDTS/SWIFT MT103 transactions, FX settlements, and USD securities settlements. Earlier in the career at Robinsons Bank, Charmaine worked as a Branch Support Assistant, providing assistance with transactions and generating bills payment reports. Charmaine obtained a Bachelor’s degree in Banking and Finance from the Polytechnic University of the Philippines, completing studies in 2014.