Listyo Febryantono

With almost 20 years of experience in finance and fintech, Listyo brings his expertise in Credit Operation, Underwriting and Collection as JULO's Head of Operations. Born in Surabaya in 1980, he received a master's degree at Prasetya Mulya Business School in the field of Business Management. If people usually enjoy warm drinks when traveling to the mountains, Listyo actually has a unique habit of drinking cold drinks during those moments.