Kao Vern Chao is an experienced underwriting professional with a robust career spanning multiple organizations. Currently serving as an Underwriting Manager at Kaiser Permanente since January 2012, Kao has held various roles within the company, including Assistant Underwriting Manager and Senior Underwriting Consultant. Prior experience includes positions as an Employee Benefits Analyst at Sitzmann Morris & Lavis and an Underwriter at UnitedHealth Group and Kaiser Permanente. Kao's career began as an Associate Underwriter at Liberty Mutual Insurance. Kao holds a degree in Business Administration with a focus on Computer Information Systems from California State University - East Bay.