Karandaaz Pakistan
Saad Sarfraz is an experienced professional in the fields of development finance, research, and project consulting. Currently serving as an Analyst for DFS Adoption & Continuous Improvement and Research & Insights at Karandaaz Pakistan since September 2021, Saad has also held roles as a Consultant for Monitoring, Evaluation and Learning and provided Short Term Technical Assistance. Additionally, Saad worked as a Project Consultant for UNDP from January 2023 to July 2023 and was an Associate Partner at dev~consult for a year. Saad's early career includes an internship at the Pakistan Institute of Parliamentary Services in 2016. Academically, Saad holds a Master of Science in Global Political Economy from the University of the West of England (2019-2020) and a Bachelor of Science in Economics and Management from the University of London (2017-2019).
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Karandaaz Pakistan
KARANDAAZ PAKISTAN is a not-for-profit special purpose vehicle set up under Section 42 in August 2014. Karandaaz is the implementation partner of the Enterprise and Asset Growth Programme (EAGR) and Sustainable Energy and Economic Development (SEED) programme of UK's Foreign, Commonwealth & Development Office (FCDO). SEED is grant funded by FCDO whereas EAGR is co-funded by FCDO and Bill & Melinda Gates Foundation (BMGF) on grant basis. Karandaaz promotes access to finance for micro, small and medium-sized businesses through a double bottom line investment platform and financial inclusion for individuals by employing technology enabled solutions. The company has four verticals: Karandaaz Capital: Provides wholesale structured credit and equity-linked direct capital investments to micro, small and medium enterprises (MSMEs) that demonstrate compelling prospects for sustainable business growth and employment generation in Pakistan. Karandaaz Digital: Focuses on expanding the poor’s access to digital financial services in Pakistan by working across the ecosystem with all stakeholders. Karandaaz Innovation: Manages the Innovation Challenge Fund and Women Ventures, providing risk capital and grants to partners with the aim to generate innovative solutions in areas of financial inclusion and entrepreneurship. Karandaaz Research: Supports the company’s core financial inclusion goal by developing and disseminating evidence-based research and insights.