KarmaLifeAI
Anushka Prasad has been working as a People and Culture Associate at KarmaLifeAI since March 2023. Prior to this role, Anushka worked as a Technical Recruiter at Freshworks from January 2022 to February 2023, and also at HCL Technologies from January 2020 to January 2022. Anushka graduated with a Bachelor's degree in Psychology from the University of Madras in 2019.
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KarmaLifeAI
KarmaLifeAI is an AI-powered digital solution for the financial well being of blue-collar gig workers and micro-business. The company allows the user to pay directly for key expenditures and smoothen their consumption patterns. It offers real-time access to credit for gig workers, based on their payroll account, through partnerships with thedigital platforms they work for. It operates an interest-free subscription model in which the platform or the gig worker can pay a flat fee and access credit equalling up to one-third of their monthly income. The company analyzes alternative data points and payment behavior over time to unlock higher credit lines for the workers.