KarmaLifeAI
Prageet Nishant is a highly experienced professional who currently holds the position of Senior Credit Risk Manager at KarmaLifeAI. With a background in finance and a Master of Business Administration degree from IBS Hyderabad, Prageet has worked in various roles in the financial industry, including as a Lead Credit Operations at YouKraft and a Chief Manager at SREI EQUIPMENT FINANCE LIMITED. Their expertise ranges from equity research analysis to credit risk management, making them a valuable asset to any organization.
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KarmaLifeAI
KarmaLifeAI is an AI-powered digital solution for the financial well being of blue-collar gig workers and micro-business. The company allows the user to pay directly for key expenditures and smoothen their consumption patterns. It offers real-time access to credit for gig workers, based on their payroll account, through partnerships with thedigital platforms they work for. It operates an interest-free subscription model in which the platform or the gig worker can pay a flat fee and access credit equalling up to one-third of their monthly income. The company analyzes alternative data points and payment behavior over time to unlock higher credit lines for the workers.