Rathnam Saravanan

Rathnam Saravanan is a seasoned banking professional with extensive experience in credit card management and business intelligence. Currently serving as the Head of Credit Cards at Karur Vysya Bank since February 2020, Rathnam has been instrumental in transforming decision-making processes and implementing innovative business models. Prior to this role, Rathnam held various positions at HDFC Bank from April 2007, including AVP-Assistant Product Risk Manager for Payment Business and Senior Manager for Business Intelligence and Analytics. Key contributions include managing business intelligence solutions for multiple financial products, automating integrations across credit cards and other offerings, and overseeing critical credit policy implementations. Rathnam holds a Master's Degree in MCA from Indira Gandhi National Open University, earned between 2001 and 2004.