Bernard Arifin has a strong background in financial services, with experience in credit analysis, compliance, and policy management at various banks such as UOB, Bank Commonwealth, PermataBank, and ANZ. Currently serving as the Chief Operating Officer at KoinWorks - Lunaria Annua Teknologi, Bernard has a Master's degree in Business Administration from the University of International Business and Economics.
KoinWorks
Koinworks is an Indonesia Super Financial App that provides both investment and liabilities products under single platform.