KommuneKredit
Patrik Rauff is an experienced risk management professional currently serving as a Risk Manager at KommuneKredit since August 2021, having previously held the position of Assistant Risk Manager. Prior experience includes a role as a Student Assistant - Accountant at Liberal Youth of Denmark from October 2018 to August 2021, and a trainee position at Siemens within the Customer Services department. Earlier work experience also includes a Service Employee role at Fakta from March 2015 to August 2017. Patrik Rauff holds a Master of Science in Mathematics-Economics from the University of Copenhagen, attained from September 2021 to 2023, and a Bachelor of Science in the same field from September 2018 to August 2021. Additional education includes a Specialising Office Education in Business Administration from Skive College and a Handelsgymnasiet diploma from Herningsholms Erhvervsskole, completed between 2014 and 2018.
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KommuneKredit
Providing equal opportunities for local sustainable growth KommuneKredit is a Danish special-purpose credit institution, providing funding for the local growth and green transition in municipalities and regions across Denmark. KommuneKredit is an association with sustainability at its core and a strong ESG profile. Our member base consists of all Danish municipal and regional authorities. Our guarantee structure and safe business model have secured us a premium credit rating (AAA) (Aaa). That is why we can offer municipalities and regions instant and uncomplicated access to financing of projects large or small and at the lowest possible cost. With equal opportunities and terms for all – across the entire country. That is how it has been since 1899, when KommuneKredit first disbursed a loan. And that is the way it is today, as our dedicated employees advise on and arrange more than 2,000 loans every year. When investors buy our bonds, we can disburse loans for purposes ranging from energy renovation of a local sports centre to the purchase of a new eco-friendly hybrid ferry, or the establishment of more sustainable district heating systems across the country. For the benefit of ordinary citizens, for our local communities, and for an even greener future.