Bharat Moyal

Bharat Moyal is a seasoned finance professional with extensive experience in the banking sector, currently serving as Product Head at Kotak Mahindra Bank since January 2022, where responsibilities include leading credit card products for various customer segments and overseeing digital initiatives. Prior to this, Bharat held the position of Portfolio Head (Credit Cards) at Axis Bank and served in multiple roles at Citibank India, contributing significantly to pricing strategy, risk management, and portfolio expansion. With a strong educational background as a Chartered Accountant and a Bachelor of Commerce from St. Xavier's College, Bharat has demonstrated expertise in financial operations, product profitability reporting, and strategic project leadership, evidenced by major accomplishments in driving revenue growth and improving financial processes across roles.