Vipin Tandon has extensive experience in the banking sector, particularly in digital lending and risk management, currently serving as the Head of Digital Lending for Personal Loans at Kotak Mahindra Bank since March 2006. Previously, Vipin held various leadership roles including Senior Vice President and Head of Risk for Housing and Loan Against Property, National Collection Strategy Head for Consumer Bank, and Regional Collections Manager. Prior to joining Kotak Mahindra Bank, Vipin worked as Operations Manager at ICICI Bank and as an Executive in Business Process Re-engineering at E Bookers. Vipin's educational background includes Chartered Accountancy from The Institute of Chartered Accountants of India, a Master’s Degree in Commerce and a Bachelor’s Degree in Commerce from Delhi University, as well as an Advanced Certification in Data Science and Decision Science from the Indian Institute of Technology, Delhi.