JI

Joseph Irdanto

Lead Product Manager at Kredivo Group

Joseph Irdanto is a seasoned product management professional with extensive experience in the fintech sector. Currently serving as the Lead Product Manager at Kredivo Group since October 2022, responsibilities include overseeing the Payment Service, Transaction Core, Insurance Product, and Merchant Experience. Previously, Joseph held senior positions at Kredivo, FAZZ Financial Group as Indonesia Payment Product Lead, and Funding Societies | Modalku Group as Growth Product Manager. Earlier career experiences include auditing roles at Bukalapak, PT TOYOTA ASTRA FINANCIAL SERVICES, and various internship positions focused on internal auditing processes. Joseph holds a Bachelor's degree in Information System from the University of Indonesia and a Bachelor's degree in Mechanical Engineering from the Sirindhorn International Institute of Technology, Thammasat University.

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Kredivo Group

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Kredivo Group is Southeast Asia’s leading provider of digital financial services through its brands Kredivo, KrediFazz and Krom. Kredivo is the leading digital credit platform in Indonesia and Vietnam that gives customers instant credit financing for ecommerce and offline purchases, and personal loans, based on real-time decisioning. Kredivo users can buy now and pay later across the entirety of Indonesia’s retail commerce network with one of the lowest interest rates amongst digital credit providers in the country. Krom Bank Indonesia (formerly known as Bank Bisnis Internasional, IDX: BBSI) is the group’s bank entity and the operator of the soon-to-be-launched Indonesian neobank Krom. Kredivo Group is backed by leading financial and strategic investors such as Mizuho Financial Group, Square Peg Capital, Jungle Ventures, Naver Corp, Mirae Asset, Telkom Indonesia and Victory Park Capital among others.


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