Kredivo Group is Southeast Asia’s leading provider of digital financial services through its brands Kredivo, KrediFazz and Krom. Kredivo is the leading digital credit platform in Indonesia and Vietnam that gives customers instant credit financing for ecommerce and offline purchases, and personal loans, based on real-time decisioning. Kredivo users can buy now and pay later across the entirety of Indonesia’s retail commerce network with one of the lowest interest rates amongst digital credit providers in the country. Krom Bank Indonesia (formerly known as Bank Bisnis Internasional, IDX: BBSI) is the group’s bank entity and the operator of the soon-to-be-launched Indonesian neobank Krom. 

Kredivo Group is backed by leading financial and strategic investors such as Mizuho Financial Group, Square Peg Capital, Jungle Ventures, Naver Corp, Mirae Asset, Telkom Indonesia and Victory Park Capital among others. 


Banking

Credit

FinTech

Kredivo Group

Akshay Garg

Ahmad J.

Laniwati Tjandra

Alie Tan

Helen Diana

Alethia Tan

Tarun Sharma

Indina Andamari

Anton Hermawan

Valery Crottaz

Jean Lua

Dennis Lerchl

Abhijay Sethia

The Engineering team at Kredivo Group is responsible for developing, maintaining, and optimizing the technological infrastructure and digital platforms that support the company’s financial services. This includes implementing advanced software solutions, ensuring system reliability, creating scalable backend services, and leveraging machine learning for real-time credit decisioning. They also focus on data governance, security compliance, and managing technical programs to enhance the overall efficiency and innovation of Kredivo’s digital credit and banking offerings.

Engineering

Leadership Team

Executive Management

Engineering

About

Team members

Other teams at Kredivo Group

Leadership Team

Executive Management