Kruk SA
Michał Zasępa started his professional career at A.T. Kearney sp. z o.o., where he worked during the years 2000-2002. Subsequently, during the years 2003-2004, he worked at Dresdner Kleinwort Wasserstein Sp. z o.o., and during the years 2004-2010 at Enterprise Investors sp. z o.o. As of 2010 Michał Zasępa has been a member of the Company's Management Board. Michał Zasępa graduated from the Warsaw School of Economics in 2000, obtaining a master's degree in management and marketing. During the years 1996-1997 he studied at the University of Wisconsin on the Batory Foundation Scholarship, and in 1999 at the Stockholm School of Economics. In Kruk Group Michał Zasępa is responsible for finance, risk, portfolio valuation, and investor relations areas.
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Kruk SA
Kruk SA is a Poland-based company, which is engaged in the business support industry. The Company is a multi-operator, which offers loss prevention and debt collection services. The Company divides its business into two main operating segments: Debt Purchase, including acquisition of non-performing debt portfolios, and Debt Collection Outsourcing, offering fee-based collection of debt on client's behalf, focused on consumer and corporate loans. The Company provides services to financial institutions and large corporate customers. It manages receivables of banks, credit intermediaries, leasing companies and digital platform providers, among others. The Company's operating activities concentrate in a number of countries, such as Poland, Romania, Czech Republic, Slovakia and Spain. The Company's subsidiaries include Kruk Deutschland GmbH, Presco Investments Sarl and Espand Soluciones de Gestion y Recuperacion de Deuda SL, among others.