Ricardo Ariza Espinosa

Ricardo Ariza Espinosa is an experienced professional in collections management, currently serving as the Director de Cobranza at kubo.financiero since January 2023. Prior to this role, Ricardo held multiple leadership positions at Konfío, including Director of Collections and Operating Head of Collections, from June 2019 to March 2023. Ricardo also served as Subdirector de Cobranza at CAME – Centro de Apoyo al Microempresario from March 2018 to March 2019 and was the Gerente de control de gestión at Financiera Independencia for over twelve years, from November 2005 to March 2018. Ricardo holds a degree in Finance from Universidad del Valle de México, where studies were completed from 1997 to 2001.