Julio David Villamarin Espinoza

Julio David Villamarin Espinoza is an experienced professional in business solutions and account management, currently working at Kushki since July 2019, where responsibilities include aligning technological capabilities with client requirements and leading the commercial team in sales processes. Previous roles include Accounts Sales Manager at Kushki, managing over 50 enterprise accounts, and Jefe Administrativo at Sertec, where operational and financial structures were implemented. Additionally, Julio served as a university professor at Universidad Técnica del Norte and as a business strategy consultant at Teatro Nacional de Costa Rica. Julio's extensive background in financial planning consulting spans more than five years at DWConsulware, where project management and automation of financial models were key responsibilities. Julio holds a Master in Business Administration from INCAE Business School and a degree in Computer Engineering from Pontificia Universidad Católica del Ecuador.