Carlos López de Silanes Gallo, CFA, currently holds the position of Riesgo de tipo de interés y liquidez at Kutxabank since April 2024. Prior to this role, Carlos worked at Santander Private Banking as a Gestor de banca privada and at Santander Asset Management as a Portfolio Manager for Global Multi Asset Solutions. Carlos has extensive experience in the financial sector, having served as a Portfolio Manager in Fixed Income & Money Markets at BBVA Asset Management and participated in various roles at BBVA, including Analyst in Global Securities Services and Global Transaction Banking. Carlos began as an Analyst Performance & Valuation Intern at BBVA Asset Management after completing internships and a Financial Controller role at Banco Santander. Academic credentials include a Bachelor's degree in Business and Management from the University of Deusto, a Master's degree in Finance and Accountancy from the same university, and a Master in Stock Exchange and Financial Markets from IEB.