Emmanuel Guyot is a seasoned actuary with extensive experience in risk management and product actuarial services. Currently serving as the Directeur Risques et Actuariat Produit and Responsable Actuariat assurances at La France Mutualiste since November 2018, Emmanuel previously held key actuarial roles at APICIL LIFE S.A., Skandia, Aviva, and Gan Assurances. Core competencies include ORSA risk assessment, Solvency II calculations, MCEV model development, and profitability analysis across various insurance sectors. Emmanuel holds a DESS in actuariat from Université Paris Dauphine - PSL, attained between 1998 and 2003.