Nish Krishna

Nish Krishna is a seasoned entrepreneur and executive with extensive experience in the fintech and banking sectors. Currently serving as Co-Founder at Fractionalize since 2024, Nish previously founded and led Konduit, a Techstars portfolio company focused on no-code fintech infrastructure. At PenFed Credit Union, Nish established the Unsecured Loans business unit, successfully growing the direct portfolio to $1 billion in outstandings. Other notable roles include Director of Customer Engagement at E*TRADE, VP of Customer Growth at M&T Bank, and Business Manager for Credit Cards at Capital One, where Nish managed significant loan portfolios and developed strategic initiatives. Nish holds an MBA in General Management from the University of Virginia Darden School of Business, a Master of Science in Computer Science from New York University, and a Bachelor of Technology in Computer Science from the Indian Institute of Technology (Banaras Hindu University), Varanasi.