Marista Premraj is a seasoned actuarial consultant with extensive experience in advanced analytics and product research, currently serving as a Consultant Actuarial at Liberty Mutual Insurance since September 2019. In this role, Marista provides profit guidance, coordinates rate planning, and collaborates with cross-functional teams to enhance state portfolio strategies. Prior experience includes managerial positions at MAPFRE, where Marista focused on application services and operational efficiency within personal lines, as well as analytical roles at Hanover Insurance Group and Liberty Mutual. Marista holds a BSc in Actuarial Science with a focus on Math and Economics from the University of Toronto.