Kaspars L.

Kaspars L. is a strategic and growth-driven executive with over 20 years of leadership experience in financial services, non-life insurance, and digital innovation primarily in the Baltics and broader European markets. Currently serving as Head of Retail Lending & Insurance at Luminor Group, they lead cross-border teams and manage business units in Latvia, Lithuania, and Estonia. Kaspars has previously held significant roles, including Group Head of Business Development at FINITERA and President of the Alumni Association of Riga Business School, while their academic achievements include an Executive MBA from Riga Business School and further executive education at Harvard Business School. Fluent in multiple languages, they bring a multicultural perspective and a strong focus on innovation, customer experience, and sustainable change.